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Frequently Asked Questions
Why does insurance in Pakistan have a compromised reputation?
Insurance can be complicated. With us though, it doesn’t have to be. We invest all our efforts in making insurance products as transparent and as easy as possible. There are the benefits/coverage of an insurance plan – these are highlighted everywhere by everyone. Then there are the ‘exclusions/exceptions’ of an insurance plan. These are the limitations of the product. These a...
Do Insurance Companies Only Value Corporate Clients? .
We have gotten this feedback a lot over the last five years. It is the general perception that insurance companies only take care of their corporate clients while individuals are not given the same level of services. There is some truth to the matter. Corporate clients (think health insurance provided by your employer) have incredible experience with their insurance coverage. The rea...
What if a genuine claim is not honored by the insurance company?
The insurance industry in Pakistan is highly regulated and monitored. SECP has created insurance ombudsman offices to address insurance complaints. You will be able to file a complaint and raise a case online within 20 minutes. Insurance Ombudsman offices are staffed by retired civil judges with experience in settling cases. The insurance company will have to present documents to prove that they ...
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