Compare & Buy Term Life Insurance Plans

Life insurance policies will protect your family in case of your untimely death. Life insurance is most suitable for the bread-winners of a family. These policies will make sure that your spouse and children have enough money to survive and adjust in case of your untimely death (God Forbid). There are two kinds of life insurance plans – term-life insurance plans and investment-linked (bonus-linked) life insurance plans. Term-life insurance policies are active for a fixed term of one year. The client is expected to pay a small amount of money as premium and in case of the untimely death of the individual, the insurance company will pay hefty sum to the family of the insured. The insurance premium or the cost of this service is usually less than 0.05% of total benefit in case of death. For instance, by paying only Rs. 12,000, you can make sure your family gets Rs. 20 lacs in case of loss of life (death). The Rs. 12,000 paid by you will be deposited to a collective pool for all customers. So that if your family doesn’t get the Rs. 2,000,000 (hopefully you survive the term of the policy), your Rs. 12,000 will be given to some other deserving family facing the death of their primary breadwinner. Investment-linked (bonus-linked) life insurance products are different. These policies stay active for at least 20 years and provide investment return at the maturity (end) of the policy. More information on these policies will be updated here. (link to life insurance page).

At easyinsurance.com.pk, you can compare the prices and coverages of several term-life insurance options from the highest-rated life insurance companies of Pakistan. Term-life insurance plans are quite standard and straightforward. Besides price and total compensation (sum given to family in case of death), the terms and conditions of term-life policies are almost identical and as per industry standard. We only keep the most reliable life insurance companies on our panel and hence there is very little to compare when it comes to buying term-life insurance plans.

We will make sure your insurance experience is not compromised. We do that by making sure that all our clients understand the terms and conditions well by giving them reading material, specialized quotations and by providing on-call consultations (over a voice or video call). We believe that complete transparency is the only way we can forge long-term relationships with our individual customers. It is due to this principle that we make less sales than our competition but our client satisfaction scores are the highest. We are in it for the long-haul and our customers are our greatest treasure. Please also note that we are an authorized agency of the listed insurance companies. We earn comparable affiliate marketing fee from each insurance company and are not biased towards any one of them. Our service is completely free. Throughout the year we design and implement promotional campaigns with willing partners which allow us to offer the lowest rates in the market as well. We don’t provide discounts by cutting out the margin of our sales team as we can’t compromise their incentive. Our sales team is thus able provide the best post-sales services including the best claims assistance services in the market!