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Everything you need to know about car insurance
Why buy car insurance?
Your car is one of your most valuable assets. It is also the asset most at risk. The biggest benefit of car insurance is that it provides protection against total loss of car in case of theft, snatching or any accident. In any of these cases, your loss can be in tens of lacs – whatever the value of your car is. In case of total loss of your car, the insurance company will give you the market value of your vehicle – the vehicle you lost – so that you can get the same model again. On top of total loss protection of your vehicle, your car will also be protected in case of minor accidents. In case of a minor accident where a car needs to be repaired and new parts need to be installed, the insurance company will pay for repair and replacement at a 3S dealership near your home. This coverage is called partial loss coverage. Total loss coverage and partial loss coverage combined make up a comprehensive car insurance plan. Once your car is insured, you can breathe easy and not worry about your prized possession when it’s out on the road or parked anywhere outside.
How to choose a plan?
Car Insurance plans are pretty standard across the board – all the best best car insurance companies including EFU, Adamjee, TPL, Pak-Qatar have the same terms and conditions of insurance for cars. There is only a very minor difference when it comes to the towing benefit each company will give – one company will pay you Rs. 350 for towing while another one will pay Rs. 500. Major features of all car insurance plans are identical and a comparison on features as such is not required. For auto insurance, the best company for you is usually the one that is offering the best rates at any given time. We have made sure that only the most reliable companies show up in the comparison so the choice can be easy.
Why buy through us?
We will make sure your insurance experience is not compromised. We do that by making sure that all our clients understand the terms and conditions well by giving them reading material, specialized quotations and by providing on-call consultations (over a voice or video call). We believe that complete transparency is the only way we can forge long-term relationships with our individual customers. It is due to this principle that we make less sales than our competition, but our client satisfaction scores are the highest. We are in it for the long-haul and our customers are our greatest treasure. Our insurance calculators in general and car insurance calculator in particular are optimized to provide only the best options and we continuously strive to provide the lowest available rates in the market so that you can get not only reliable but also cheap car insurance. Please also note that we are an authorized agency of the listed insurance companies. We earn comparable affiliate marketing fee from each insurance company and are not biased towards any one of them. Our service is completely free. Throughout the year we design and implement promotional campaigns with willing partners which allow us to offer the lowest rates in the market as well. We don’t provide discounts by cutting out the margin of our sales team as we can’t compromise their incentive. Our sales team provides the best post-sales services including the best claims assistance services in the market. Our sales team will be right next to you throughout the year that the policy is in force.
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easyinsurance.com.pk acts as a free and independent guidance platform for Insurance products. Premium rates are accurate at time of issue and subject to change. Final quotes may vary pending survey.
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