Compare & Buy Health Insurance Plans

Health Insurance plans are designed to protect you and your family from major medical costs. The biggest benefit of a health insurance plan is that the insurance company will pay for your treatment if you are admitted to a hospital bed. As hospital admission costs can run into several lacs, this is the primary protection (feature) offered by health insurance plans all across the world. On top of providing payment for hospital admission (IPD treatment), different health insurance plans provide payment in case a doctor recommends any day-care surgery (chemotherapy for example) or specialized investigation (MRI, CT Scan etc.). The insurance company will pay for these procedures even if you are not admitted to a hospital. All health insurance plans will also cover any instance of a bodily injury due to which you might get a fracture or a wound. The insurance company will pay for treatment of a fracture or wound even if you are not admitted to a hospital. Health insurance plans are designed to protect you from situations which would otherwise force you to take a loan or to use your savings to pay for treatment. The annual cost of any health insurance plan is usually less than 2-3% of the total payment (coverage) the insurance company will make in case of illness or injury. Thus, over the long run, getting and staying insured will save you money and provide unparalleled peace of mind as well!

At easyinsurance.com.pk, you can compare the prices and coverages of several medical insurance options from the highest-rated insurance companies of Pakistan. When comparing, it is best to make sure to compare especially the following two features: 1. Pre-existing conditions coverage. 2. Day-care surgeries and specialized investigations coverage. Pre-existing conditions are those illnesses which started or developed before the health insurance plan was activated. Your chosen physician/consultant – whoever/wherever they are – will determine when the disease first developed. It is the job of your medical professional to identify when the disease developed so that they can determine the best course of treatment for you. Health insurance plans in Pakistan typically start covering pre-existing conditions after one year. Upon renewal, during second year of your plan, you can get some claim for treatment of conditions which developed before the policy started. Different insurance companies offer different coverage schedule for pre-existing conditions and it should be the first thing you look at when selecting a health insurance plan. Day-care surgeries and specialized investigations are procedures or investigations which are expensive even though you are not admitted to the hospital. Each health insurance company covers a particular list of day-care surgeries and specialized investigations. It is best to understand which company is offering the highest number of day-care surgeries and specialized investigations.

We will make sure your insurance experience is not compromised. We do that by making sure that all our clients understand the terms and conditions well by giving them reading material, specialized quotations and by providing on-call consultations (over a voice or video call). We believe that complete transparency is the only way we can forge long-term relationships with our individual customers. It is due to this principle that we make less sales than our competition but our client satisfaction scores are the highest. We are in it for the long-haul and our customers are our greatest treasure. Please also note that we are an authorized agency of the listed insurance companies. We earn comparable affiliate marketing fee from each insurance company and are not biased towards any one of them. Our service is completely free. Throughout the year we design and implement promotional campaigns with willing partners which allow us to offer the lowest rates in the market as well. We don’t provide discounts by cutting out the margin of our sales team as we can’t compromise their incentive. Our sales team is thus able provide the best post-sales services including the best claims assistance services in the market!